Unfortunately I have not been taking full advantage of my Fidelity account. Although I’ve repeatedly combed through all the varying types of mutual funds in my attempt to find the best performing, lowest cost fundsContinue reading
Do You Know What Stocks are in Your 401k?
When you invest in a mutual fund in your 401k, IRA or even in a non-retirement account you normally buy it because it represents a certain market cap (large cap, mid cap or small cap)Continue reading
Have You Checked Your 401k for Any Trash Lately?
It is critical that you stay on top of your investments, especially when it comes to your retirement accounts. After the initial setup most people just let their 401k or IRA run on autopilot, maybeContinue reading
Get Out! Don’t Let Buy & Hold Take Your Portfolio To The Sunken Place
Think of all the financial experts on TV, in books and online as Allison from the movie Get Out. Sure they say all the right things about the market but little do you know theyContinue reading
Is a Total Stock Market Fund a Good Investment Strategy?
I’m investigating alternative strategies for my 401k. In the prior post I demonstrated investing in the full S&P 500 provided better returns (both cumulative and annual) than just the top 100 companies in the index.Continue reading
Unimpressive Retirement Returns
I admit I’ve made a critical investing mistake when it comes to my retirement accounts, one that I bet most people make too. I haven’t paid close enough attention, only now with the relaunch ofContinue reading
FCPEX: Drop It Like It’s Hot!
Today I performed an analysis of Large Cap, Mid Cap and Small Cap returns and recognized that Small Caps have been the weakest performer in 2017 both in YTD returns and average monthly returns. This causedContinue reading
Bonds Don’t Have Enough Juice for My 401k
Generic financial advice would advise someone of my age (39) to have between 20-30% of my 401k in boring bonds, fortunately I don’t follow generic advice from cookie cutter financial advisers. Approximately two weeks agoContinue reading
Should I Invest with Ariel Investments?
One of the many things predominately Black communities suffer from is a severe lack of jobs and investment. Both of those things are primarily derived from businesses, and the more Black people can support BlackContinue reading
401k: Monthly Vs. Bi-Weekly Investing
At most of my professional jobs I have been paid on a monthly basis, except for the job I currently hold. Now I’m paid on a bi-weekly basis and thus the same schedule for myContinue reading